Business loan in Delhi NCR | Unsecured business loan in Delhi

Financial Flow is the life blood of any successful organization. Most businesses will need a large amount of working capital to start up a new business or enable the rapid growth of an existing business. Scaling up always requires an influx of finances.

Which is why, we go to all lengths to ensure that we can disburse a loan that can help you take your business to the next level. Business loans are very special to Andromeda and we have been helping our customers scale to new heights of success by helping them finance their dreams for their enterprises.

While a personal is given on a personal capacity and income, a business loan is given based on company’s income and capacity and is given in the company’s name.

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Business loans are categorized broadly into following 2 segments.

Unsecured business loans

2-3 year term loan for proprietorship, partnership, private limited companies and limited companies based on a sound balance sheet. No collateral is required for such loans.

Secured business loans

Working capital funding in rupees as well as foreign currency for proprietorship, partnership, private limited companies and limited companies based on the need of day to day operation for the enterprises.

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Features of Business Loan

All loans are not created equal, personal loan has become a great option for people to use.

Fulfil Your Every Need

Transfer Loan Balance with Ease

Dropline Overdraft Facility

Flexible Tenure

Business Loan - Eligibility

Most lenders have a common set of parameters that they evaluate on loan applicants, but the exact parameters depends from bank to bank.

Age of the Promoter

Most lenders will disburse business loans to the enterprises with the promoters’ age between 24 to 65 years.

Current Business Experience

Lenders prefer that your business has been showing stable signs of growth at least for the last 3 years. If you can show sustained billing and revenues and top it off with profit, getting a business loan should not be a problem for you. Some banks give a loan amount up to 60 to 80% of your median annual profits.

Total Business Experience

A bank will prefer if you have been engaged in sustainable business for at least 5 years to consider giving you a loan. Your diversity in terms of business experience and so on along with good results will help you acquire your business loan.


Business loans range from min. of 1 year up to a max of 4 years.

Processing Time

The processing of the loans usually takes 4 working days after all the documents are submitted.


You can pre-pay the loan after repaying a min. of 6 EMI’s. Foreclosure charges would be applicable as per the lender’s term and condition. You can make a part pre-payment with a minimum amount of Rs.50,000 after 6 months from the date of disbursement of the loan. This part pre-payment can be made only once in a financial year.

Documents Required

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

  • Identity Proof
  • Address Proof
  • Bank statement (latest of 6 months)
  • Latest ITR along with other relevant docs like Balance Sheet, P&L, Audit Report (Certified by a CA)

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